CASH-IN-HAND

Cash-in-Hand: Electronic cash transfer and digital financial inclusion during crises and conflicts in the Philippines

By Dante Dalabajan

This learning brief presents Oxfam’s experience on cash transfer in the Philippines: how it evolved from an approach to humanitarian aid delivery to one which is at the cutting edge of its development strategies. It demonstrates the effectiveness of cash as an approach to meeting the diverse needs of people affected by crisis, especially of women, who often find themselves disadvantaged by gender-blind development and humanitarian aid. The paper illustrates the ways in which innovation can happen when development agencies, the government, and private sector share a common purpose, resources, and capacities.

Oxfam’s learning should be particularly useful to humanitarian and development organizations, the private sector and government agencies.